100% private, 100% on-device
Offin runs entirely on your iPhone. No accounts, no servers, no analytics — your bank statements and spending data never leave your device.
100% On-Device · No Subscription
Your money. Your phone. Nobody else's.
Offin is a private personal finance tracker for iPhone. Import bank statements, auto-track Apple Pay, set budgets, and see exactly where your money goes — without an account, the cloud, or a monthly fee.
Download on the
App Store
Coming soon for
Mac, Windows & Android
One-time purchase · No ads · No tracking · No data leaves your phone
Net Worth
$24,318.42
$8,204
$1,142
$15,972
Recent Activity
-$12.40
-$54.10
Features
Everything you need. Nothing you don't.
Offin focuses on the handful of things that actually help you understand your money — and skips the rest.
Smart statement import
Drop in a PDF or CSV from Chase, Bank of America, Citi, American Express, Discover, and more — Offin reads every transaction automatically. No typing required.
Apple Pay, auto-imported
Set up the Offin Shortcut once and every Apple Pay purchase flows in on its own — merchant, amount, and time, the instant you pay. Still 100% on-device.
Budgets & spending insights
Set monthly budgets by category, catch forgotten subscriptions with the recurring-charge radar, and see month-over-month trends — so you always know where your money goes.
Voice & quick entry
Log cash and ad-hoc spending by speaking or with a fast manual form — transcribed and parsed entirely on-device, never sent to a server.
Face ID app lock
Private iCloud backup — your data, your account
No login required, ever
Screenshots
A closer look
Placeholder previews below — swap these for real screenshots from the app (see the README in this folder).
This Month
Month
Year
Custom
↑ 12%
InsightsCategory breakdown & trends
Budgets
$420 / $600
$180 / $400
BudgetsSet limits, track progress
Activity
-$8.50
-$64.20
-$3.99
+$1,200
ActivityEvery transaction, organized
Import Statement
42 found
0 dupes
ImportPDF & CSV statements, parsed on-device
Supported banks
Your bank, auto-read
Drop in a PDF statement from any of these and Offin extracts every transaction on-device — no typing.
Chase
Bank of America
Citi
American Express
Discover
+ CSV for any bank
How Offin compares
Built differently from the rest.
Most finance apps auto-sync by linking to your bank, storing your data in the cloud, and charging every month. Offin trades automatic syncing for full privacy — you upload statements yourself, and nothing ever leaves your phone.
| Feature | Offin | Copilot Money | YNAB | Rocket Money |
|---|---|---|---|---|
| Price | One-time | $95/yr | $109/yr | $72/yr + |
| 100% on-device — no cloud | ||||
| No account or login required | ||||
| No bank linking (Plaid) needed | ||||
| How transactions get in | Manual upload | Auto bank sync | Auto bank sync | Auto bank sync |
| PDF & CSV statement import | CSV only | CSV only | ||
| Apple Pay auto-tracking | ||||
| No ads, never sells your data | ||||
| Budgets & spending insights |
Comparison based on publicly listed features and pricing as of 2026. Third-party names belong to their respective owners.